Everything comes with a price tag, which can ultimately sway your decision on whether to purchase something or not. You may decide that a particular vehicle is too expensive, or you choose an inferior brand of something because it’s more affordable. But how much value do you place on your health or health services?

We are blessed here in Australia to have a reasonably decent healthcare system that allows most people to get the care they need. The public system includes community-based services that the Australian public can access for free or at a reduced cost due to taxpayer funding.

Knowing that if you’re sick, you can get help, you may be wondering why health insurance would be important and necessary at all. However, if you speak to an insurance advice consultant, you would be surprised at how much value it can add to your life.

Shorter Wait Times

When you access treatment through the public health system, you can wait a considerable amount of time for non-urgent treatment. During that time, you may experience increased discomfort or find yourself waiting and waiting until a medical professional can fit you onto their list.

If you have private health insurance, however, those wait times are far shorter for planned and elective surgeries. If you are in extreme pain and discomfort, it’s often not all that long until that pain is alleviated.

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